Our mission is building deeply rich and satisfying lives. We work to make our clients lives simpler, to help them realize their dreams and to increase their confidence in how they might build lasting wealth.

We believe the simplest, most successful strategies are built by those with the fullest understanding of the subject. In our case, the subject is you.

So, we take our time and get to know you as well as we know the markets, building a deep familiarity with where you’ve been, how you got there and where it is you want to go. We’ll help you unwind the tangle of accounts, assets, savings and investments that make up your financial life, and set a clear, disciplined course toward your financial goals. We commit our energy and expertise to helping you manage all your assets, not just those held at a single brokerage firm or mutual fund. At every step, we’ll make sure you see the path forward as clearly as we do. Click here to learn more.

Our approach to investing combines the latest research about financial markets with more than 30 years of investment experience, implemented through our proprietary investment strategy.

• We diversify broadly across asset classes. By owning diverse assets with relatively low correlation, we aim to reduce risk and increase the probability of generating acceptable returns.
• We look for opportunities to reduce costs and trading expenses.
• We pay careful attention to the impact of taxes.
• Our asset allocation process attempts to identify those asset classes that are relatively undervalued. We believe that such assets may provide superior performance if valuations return to historic levels.

The last several years have exposed profound defects in the conventional wisdom of investing. For a generation, investment practice has been dominated by the efficient market hypothesis, which claims that market prices are always determined by rational calculation – that prices are always correct.

However, people are predictably irrational. New research in the emerging discipline of behavioral economics shows that the human brain is poorly equipped to make reasonable investment decisions all of the time. We see this in the market history of the last decade: a technology bubble followed by stock market crash, a real estate bubble followed by worldwide investment panic. Markets go to extremes and then return to balance. Extreme prices always create risks and opportunities. As contrarian investors, we flow money against the crowd to where prices are cheapest and potential returns greatest.

There is one more key difference between our approach and those of most advisors: We are more committed to your long-term financial security than your short-term comfort. When the news is frightening, investors are panicking and other advisors are selling out, we will be buying.

Today the long-term investment winds are against us. To reach your goals, you need to chart an independent course, using a disciplined strategy based on economic value. We’ll help you do just that. Click here to learn more.

Financial Planning
Your financial well-being involves more than investments.

Your goals are unique to you. Our job is to map out your needs and build structures that help make it easier for you to do the things that matter.

We believe that this work helps our clients to lead deeply rich and satisfying lives. We call this work financial planning and offer financial planning services at four different levels depending on your goals.

Planning services & their purpose:

Retirement planning & tracking
Coordinate career and financial ambitions

Tax planning & Asset protection
Protect your new worth

Education funding & Gifting strategies
Help your children and grandchildren

Estate Planning
Leave a legacy

Cash flow & Debt management
Have dollars in the right place at the right time

Wealth tracking
See all your accounts, in one place

While our clients have many fundamental similarities, we understand that each of them leads a unique life, has forged a distinctive career, and will want to work with our team in a way that suits their individual needs and purposes. So, we’ve developed four distinct tiers of financial planning service, from basic to concierge, designed to ensure you get all the support you need and all the attention you want.

At TGS, we operate on a fee-based basis. We charge simple, transparent fees for our services based on the type and amount of work we do on your behalf, and on the service level we’ve established. These fees include:

• An initial proposal fee
• An annual investment management fee
• A financial planning fee

For further detail on our services and their associated fees,
read our Schedule of Fees and Services. If you have any questions, please give us a call at 610.892.9900 or 800.525.4075.